Eligibility Statements Please read and confirm the following statements are true The application is for a standard residential purchase, excluding shared ownership, shared equity, and other discounted purchase schemes At least one applicant is a first time buyer* The application relates to a property in England, Wales, Scotland, or Northern Ireland This application relates to a repayment mortgage The application meets any minimum income requirement *We define a first time buyer as someone who has not had a mortgage in the last 3 years Accept If the application does not meet the above criteria, please use our standard affordability calculator Affordability Calculator Loan Details Mortgage affordability calculator This calculator will provide a quick estimate of how much money may be borrowed. Which country will the applicants reside in after completion of this mortgage? Please select England Scotland Wales Northern Ireland Number of applicants 1 2 Excluding the applicant(s), enter any additional dependent people that will be living in the property (Adults 17+, Children under 17) Adults (Over 17) Children (Under 18) Borrowing Amount on Repayment Total Borrowing £0 Mortgage Term Years Months Agreed Purchase Price / Estimated Value Please provide the type of property you intend to mortgage Please select Terraced House Semi–detached House Detached House Terraced Bungalow Semi–detached Bungalow Detached Bungalow Converted Flat/Maisonette Purpose Built Flat/Maisonette Self Contained Studio Flat Other Please provide the Year Built (if known) for the property Please select Pre 2020 2020 Onwards Unknown Continue to Income Income Mortgage affordability calculator This calculator will provide a quick estimate of how much money may be borrowed. Applicant 1 Employed Income Edit Self Employed Income Edit Contractor Edit Other Income Edit Please use this button to add all income types Applicant 2 Employed Income Edit Self Employed Income Edit Contractor Edit Other Income Edit Please use this button to add all income types Continue to Outgoings Outgoings Mortgage affordability calculator This calculator will provide a quick estimate of how much money may be borrowed. For Help to Buy lending in England or Wales, input the equity loan being obtained from the Government Applicant 1 Total Monthly Leasehold Charges (For Shared Ownership include rent and service charges. Will there be a second residential home in the background to this mortgage? Applicant 1 Yes No Applicant 2 Yes No Input any mortgage balance outstanding Please select the repayment method Please select Interest Only Repayment Please select Interest Only Repayment Input the remaining term - years Applicant 1 Years Applicant 2 Years Input the remaining term - months Applicant 1 Months Applicant 2 Months Total Balance of all Mortgages on Rental Properties Applicant 1 Applicant 2 Total Balances on Credit Cards/Store Cards Applicant 1 Applicant 2 Total Monthly Loan Payments, including Student Loans and Hire Purchase Agreements Applicant 1 Applicant 2 Monthly Maintenance Payments Applicant 1 Applicant 2 Monthly Child Care or School Fees Applicant 1 Applicant 2 Any Other Monthly Commitments Applicant 1 Applicant 2 Calculate Results Output Mortgage affordability calculator Next steps Edit Calculation New Calculation
